Consumer Law



Consumer protection is government regulation to protect the interests of consumers. The terms "consumer law" and "consumer protection law" refer to state and federal consumer protection and product safety statutes and regulations that restrict or prohibit deceptive trade practices such as the Consumer Protection Act. These laws cover many topics, such as credit repair, warranties, internet scams, food safety, and identify theft. On the federal level, the Federal Trade Commission (FTC) is the main agency enforcing consumer protection statutes through the use of "industry guides" and enforcement of consumer protection statutes such as the Magnuson-Moss Warranty Act and the Consumer Credit Protection Act. Access more information here in the consumer protection law practice center.

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Legal articles focusing on Consumer Law
Collecting On Small Claims Judgments
So you've won a small claims judgment. Learn how to collect here.
Buying A Used Car Privately
Buying a used car from a private seller can be an unnerving experience. But there's a lot you can do to make sure you're getting a good deal. Prepare Yourself Do your research ahead of time and know what make, model and year of car you're after. You can also find out what you should expect to pay fo
Cosigning A Loan
If you're asked to cosign loan, give careful thought and consideration to the worst-case scenarios. The cosigner of a loan is responsible for a loan's repayment if the borrower defaults on the payments. You could be forced to pay off the loan or your credit history could be damaged.
Contesting Contracts
Contracts are not indestructible, period. Some, however, are more enforceable than others. Before you sign anything, find out which ones won't stand up in court.
Finding Legal Help for Consumer Issues
It's sometimes difficult to find a lawyer who will represent a single consumer in a legal dispute, often because there's not enough money involved to make it cost-efficient to hire someone. However, if you have a consumer complaint that you haven't been able to resolve, it would still be a good idea

Ask a Lawyer - Consumer Law questions answered by leading lawyers
Kicking off the Year with a Friendly Reminder.

I financed a car in my name for a friend because he had no credit. He was making the payments for a year and then he stopped. The car was repossessed and sold. Nissan sent me a bill for $14,000.00, which is the remaining balance. I paid it to save my credit, but he does not want to pay me back.

Is there any way I can get the money from him?

It's too late baby, now, it's too late.

If you are a co-signer on a loan is there any legal way to remove yourself from the loan?

Can I Use My Annuity to Save My House from Foreclosure?

My house is going into foreclosure. I have an annuity fund but they told me I couldn't touch it until possibly April. By then it will be too late, and I will have already lost my house. I've been married for 28 years and lived in my home for 17 years.

Why would they let my family and three grandkids get put out into the streets? I have exhausted every other option. I've borrowed over $15,000 from family and there seems to be no other way. I have 24 years in the union, it's my money, and I have to pay the penalty not them. I thought the union was supposed to be there for us when we need them.

I paid my dues on many cold and wet days. I need that money to save my house and family! Why can't I have what is already mine? Please help! I'm close to losing it. I don't know what I'll end up doing.

Looks like you done been wronged!

I was told I needed a warranty to finance my car, when I realized that wasn't true I demanded it be cancelled.

I called the finance company to find out why the amount returned hadn't been applied to the balance, and they said, "we don't do it that way we just credit you the last six payments."

Can they do that? I'm paying them interest on that money, and I would think they'd have to send me a check if that was what I wanted.

Your Copy Might Be A Copyright Violation.

I have written a children's book that uses certain words and phrases from a famous band's lyrics. Would I be breaking any laws in publishing the book?


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