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Consumer Law

Consumer protection is government regulation to protect the interests of consumers. The terms "consumer law" and "consumer protection law" refer to state and federal consumer protection and product safety statutes and regulations that restrict or prohibit deceptive trade practices such as the Consumer Protection Act. These laws cover many topics, such as credit repair, warranties, internet scams, food safety, and identify theft. On the federal level, the Federal Trade Commission (FTC) is the main agency enforcing consumer protection statutes through the use of "industry guides" and enforcement of consumer protection statutes such as the Magnuson-Moss Warranty Act and the Consumer Credit Protection Act. Access more information here in the consumer protection law practice center.

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Legal articles focusing on Consumer Law
Collecting On Small Claims Judgments
So you've won a small claims judgment. Learn how to collect here.
Buying A Used Car Privately
Buying a used car from a private seller can be an unnerving experience. But there's a lot you can do to make sure you're getting a good deal. Prepare Yourself Do your research ahead of time and know what make, model and year of car you're after. You can also find out what you should expect to pay fo
Cosigning A Loan
If you're asked to cosign loan, give careful thought and consideration to the worst-case scenarios. The cosigner of a loan is responsible for a loan's repayment if the borrower defaults on the payments. You could be forced to pay off the loan or your credit history could be damaged.
Contesting Contracts
Contracts are not indestructible, period. Some, however, are more enforceable than others. Before you sign anything, find out which ones won't stand up in court.
Finding Legal Help for Consumer Issues
It's sometimes difficult to find a lawyer who will represent a single consumer in a legal dispute, often because there's not enough money involved to make it cost-efficient to hire someone. However, if you have a consumer complaint that you haven't been able to resolve, it would still be a good idea

Ask a Lawyer - Consumer Law questions answered by leading lawyers
Stop the Stop Payment!

Is is illegal to have a check written out to you and a stop payment is made? What would my recourse be if that is done?
No More Debtor's Prison!

Can you go to jail if you do not pay your payday loan.

Fake Check Fraud

What do you do if someone mails you a fake check? Who can i go to to find out how they got my address in the first place?
No Harm, No Foul?

My wife and I are in the process of building a house in Alabama and are dealing with a mortgage company in Florida. While attempting to send us some documents that contained all of our personal information our consultant omitted my middle initial out of my e-mail address and sent all of our information to someone else! They're offering to waive a document fee to make up for our out of pocket expenses for having to lock down our credit reports but I'm afraid to accept their offer because I do not want to release them from being liable for any damages that may have already been done. I guess my questions are these, should I accept their offer to waive the fee, and can they be held liable for their negligence?
Time to reach out to another branch of the government.

IRS direct deposited my stimulus check in May of 2008. IRS searched and verified the correct account and routing numbers were used. IRS Advocates traced the money to my bank. My bank refuses to help me stating it's been over a year and they have merged. I have been after my bank for months now, what can I do?

Please help.

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