Consumer Law

Vehicle Repossession If You Can't M...

When you purchase a car and finance the cost, the lender has certain rights. The biggest of these is the right to take your car back if you don't pay for it. .... Read more

What to Know Before Applying for a ...

Taking out a personal loan generally requires making an application with a bank. If you are approved, you must then sign a promissory note before receiving th.... Read more

Energy Drinks: Does More Energy Le...

In our fast-paced society, there never seem to be enough hours in the day. To increase alertness and productivity, many people rely on energy drinks like 5-Ho.... Read more

Consumer Contracts

Additional Protections When You Make a Purchase

Federal and state consumer laws protect buyers in sales transactions. Online, mail order, and door-to-door purchases are often the focus of additional legal protections because these transactions can give the seller extra influence over the buyer. Laws controlling such sales often give you the right to cancel the transaction after a "cooling off" period that allows you some time to rec... Read More

Debt Collection

Vehicle Repossession If You Can't Make Your Loan Payment

When you purchase a car and finance the cost, the lender has certain rights. The biggest of these is the right to take your car back if you don't pay for it. In some states, this is called "self help." If you default on your loan, your lender does not need to go to court to address the problem. It can simply take your car back again. This is called repossession. Check Your Loan Do... Read More

Vehicle Finance & Repair

Should You Purchase a New or Used Vehicle?

For most people, purchasing a car is a major expense that raises unique concerns. You need to make sure that the dealer offers sufficient warranties to protect you in case the car is in poor condition or requires frequent repairs. It's also important that you consider financing options carefully and protect yourself against dealer fraud. Warranties Can Be Optional A private s... Read More

Consumer Banking

Linking a Checking Account and Debit Card Could be Risky

Having a checking account that's linked to a debit card is almost a necessity these days. It is a standard option offered by most banks. However, this doesn't mean that all checking accounts are the same. When you open an account, the documents you sign create a contract or agreement between you and the bank, covering essential details. Examine Your Checking Account Agreement ... Read More

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