Consumer Law

I financed a car in my name for a friend because he had no credit. He was making the payments for a year and then he stopped. The car was repossessed and sold. Nissan sent me a bill for $14,000.00, which is the remaining balance. I paid it to save my credit, but he does not want to pay me back.

Is there any way I can get the money from him?

If you are a co-signer on a loan is there any legal way to remove yourself from the loan?

My house is going into foreclosure. I have an annuity fund but they told me I couldn't touch it until possibly April. By then it will be too late, and I will have already lost my house. I've been married for 28 years and lived in my home for 17 years.

Why would they let my family and three grandkids get put out into the streets? I have exhausted every other option. I've borrowed over $15,000 from family and there seems to be no other way. I have 24 years in the union, it's my money, and I have to pay the penalty not them. I thought the union was supposed to be there for us when we need them.

I paid my dues on many cold and wet days. I need that money to save my house and family! Why can't I have what is already mine? Please help! I'm close to losing it. I don't know what I'll end up doing.

I was told I needed a warranty to finance my car, when I realized that wasn't true I demanded it be cancelled.

I called the finance company to find out why the amount returned hadn't been applied to the balance, and they said, "we don't do it that way we just credit you the last six payments."

Can they do that? I'm paying them interest on that money, and I would think they'd have to send me a check if that was what I wanted.

I have written a children's book that uses certain words and phrases from a famous band's lyrics. Would I be breaking any laws in publishing the book?