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Posted Nov 5th, 2011
"I paid a consumer debt in January 2009, the collection agency is still reporting inaccurate data
and refuses to remove the information. I have

Additional Details:
submitted proof of payment to the original creditor, collection agency, as well as all three credit
bureaus, but to no avail. I recently filed a complaint with the FTC; however, this does nothing for
my credit report. Please advise.
Legal Topic Area: Consumer Law in KY

Under the Fair Credit Reporting Act, a credit reporting bureau is required to delete or modify information that is incorrect or cannot be verified. If your provided proof that the reports contain an error and they did not correct it, you are entitled to damages and you should contact a FCRA attorney in your area.


Answered on Nov 10th, 2011 at 1:45pm