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Consumer Banking

Student Loan Documents

Avoid Default on Government Student...

The amount of student loan debt in the U.S. is close to $1 trillion. Student debt has passed up credit-card debt to become the second-largest category of cons.... Read more

Credit card being swiped

Using Credit Cards Correctly in Try...

Federal and state laws impose a variety of obligations on credit card companies. These laws regulate areas such as discrimination, information disclosure, bil.... Read more

Credit card being swiped

Prepaid Debit Cards Largely Unregul...

Prepaid debit cards continue to grow in popularity and usage. In 2009, consumers loaded $28.6 billion onto these cards. In 2011, the amount was $83.3 billion..... Read more

Consumer Banking
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AFS: New Source of Cash and Credit

AFS: New Source of Cash and Credit

Article written 5 months ago by Lawyerscomsm

Alternative Financial Services (AFS) businesses are a major source of banking and credit services for the un- and under-banked, low-income and working poor consumers, residents of minority neighborhoo... Read more

Avoid Default on Government Student Loans

Avoid Default on Government Student Loans

Article written 7 months ago by Lawyerscomsm

The amount of student loan debt in the U.S. is close to $1 trillion. Student debt has passed up credit-card debt to become the second-largest category of consumer debt in the country. Only mortgage de... Read more

What to Know Before Applying for a Personal Loan

What to Know Before Applying for a Personal Loan

Article written 9 months ago by Lawyerscomsm

Taking out a personal loan generally requires making an application with a bank. If you are approved, you must then sign a promissory note before receiving the funds. However, getting the loan isn't a... Read more

What Happens to Debt After Death?

Article written 9 months ago by Lawyerscomsm

Most individuals owe money to someone. It's hard to live in the modern age without incurring at least some debt. Debts don't usually die with the individual who incurs them, but sometimes they do. The... Read more

Vehicle Repossession If You Can't Make Your Loan Payment

Article written 9 months ago by Lawyerscomsm

When you purchase a car and finance the cost, the lender has certain rights. The biggest of these is the right to take your car back if you don't pay for it. In some states, this is called "self help.... Read more

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