Consumer Contracts

Gift Cards

With so many holiday celebrations, weddings, and birthday parties on the calendar, it's no surprise that gift cards have become extremely popular. Companies t.... Read more

The Two Main Types of Cell Phone Co...

Cell phone carriers make money in two ways. They sell prepaid plans, allowing you to pay for your usage in advance. Or, they require that you sign a contract .... Read more

What Happens If You Can't Pay a Uti...

Having your electricity, gas, or other utility service shut off can affect your ability to live in your home. Generally, state law gives utility providers the.... Read more

Consumer Contracts

Home-Health Workers Get Minimum Wage, Overtime

“Home-health worker” is the fastest growing employment segment in the United States. This trend will only accelerate as baby boomers age and need assistance to remain in their homes. In 2013, there ar... Read more

Payroll Cards Can’t Be Only Wage Option

As of September 2013, employers can no longer force their workers to use a payroll card to get their wages. Employees must have other options, like a paper check or direct deposit into a bank account.... Read more

The ACA and Existing Small Business Health Insurance Plans

Under the Affordable Care Act, individuals without health insurance must obtain insurance for themselves and their families, or pay a penalty. Large employers must provide insurance for all full-time ... Read more

The ACA Small Business Health Options Program

Small businesses with fewer than 50 full-time employees are not required to provide health insurance to their employees. Most of them, however, would sincerely like to do so. Under the Small B... Read more

In Some States, Same-Sex Spouses Entitled to benefits

Currently, same-sex marriage is legal in 13 states and the District of Columbia. In these states, same-sex couples enjoy the same state employee benefits as heterosexual couples. Until recently, howev... Read more

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