Consumer Contracts

The rent-to-own industry has been one of the country's fastest growing industries since the economy has taken a downturn. These companies cater to cus ... read more
Recent Articles
Watch Out For A 30 Percent Interest Rate Hike
Many people were surprised by a letter they received. Although they had good credit history, their interest rates were to be hiked up to 29.99%, an extremely steep increase. Citibank, a popular bank and credit card lender has sent such notice to more than 20% of their customers. Can Credit Card Companies ... Read more

When Can Children Fly Alone
  A nine-year old's story shows what to avoid when it comes to children flying alone Each airline has its own rules on unaccompanied minors Follow the rules and take some precautions to keep your child safe   Children often take airline flights alone for a variety of reasons, such as an extended visit ... Read more

Who Gets the Bill The High Price of Rescue
The stories are riveting. Mountain climbers go missing on Mt. Hood. Hikers buried after an avalanche. Skiers trapped on a mountaintop after a sudden storm. Campers lost in the wilderness after having strayed off the trail. And the ending to the stories is sometimes tragedy, sometimes relief. However, ... Read more

Beware of Fine Print in Job Loss Protection Plans
Late in 2008, the US economy began taking a downturn. Investors started losing money, would-be retirees began losing their nest eggs, and millions of workers became unemployed. It didn't take long for some companies to devise plans to entice consumers to spend money they may not otherwise spend out ... Read more

Check That Groupon Before Losing the Deal
Related Item Groupon's business practices got some added scrutiny recently. The Wall Street Journal reported that, in the United Kingdom at least, Groupon keeps all the money paid for vouchers that aren't redeemed by the expiration date. This highlights a difference between Groupon's business here in ... Read more

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Consumer Law Questions

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You cannot sue.  What you did was a crime.  Drop it.

This will likely be the subject of the lease terms and conditions. AFIK Lemon Law does not apply to leases even with purchase options at the end. 

Attempted to pay is not the same actually paid. If you dont ACTUALLY pay then late reporting may be legally appropriate. 

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Credit Repair: Is There Really Such A Thing?

Answer: Not Really.  The service they are offering is a service to which you already have access.  For free.  A system to dispute inaccuracies has been in place for years.  The Cre ... Read more

Circle of Legal Trust Holds Second Annual Conference April 2014, Las Vegas, NV

The conference room of attorney Richard Harris was packed for the second annual conference of the Circle of Legal Trust. The Circle, based out of Rendondo Beach, CA provides a space for attorneys to o ... Read more

Does having an IPA slow down my structured settlement transfer?

Does having an IPA slow down my structured settlement transfer?  The short answer is NO. But there is a growing misconception floating around that having an Independent Professional Advisor is a ... Read more

Orange County Independent Professional Advisor

Orange county has long been a conservative county, and the conservative attitude is now spilling over into structured settlement transfers. In combination to the budget cuts to the courts, they have f ... Read more

Dyer Knudsen Law will sue the Debt Collector for unfair practices

Tampa Bay Creditor Harassment Attorney Creditor Harassment   Debt can make you feel trapped and alone. The longer your debt lasts, the worse it gets and quite often debt is accompanied by harassi ... Read more

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