Debt Collection

Most individuals owe money to someone. It's hard to live in the modern age without incurring at least some debt. Debts don't usually die with the indi ... read more
Recent Articles
Using Credit Cards Correctly in Trying Economic Times
Federal and state laws impose a variety of obligations on credit card companies. These laws regulate areas such as discrimination, information disclosure, billing, and debt collection. If you don't understand how credit cards work and what your rights are, your credit card application may be unfairly ... Read more

Changing Credit Card Terms
As more banks fail or seek federal money to stay afloat, consumers are being squeezed by rising interest rates and increased fees on their credit cards. Banks and other credit card issuers are looking for ways to maximize their revenue and reduce their risk as they deal with tremendous losses stemming ... Read more

Credit Insurance for Outstanding Account Balances
In February 2009, the U.S. jobless rate reached 8.1%. This is the highest unemployment rate since 1983. Almost two million jobs have been lost in the last three months. You may be concerned about your own job security and how you are going to pay your bills. If you have a lot of credit card debt, you ... Read more

FTC Battles Bad Practices by Debt Collectors
Since ancient times, tax and debt collectors have been portrayed as villains. They strike fear in the hearts of debtors and their families. Today, the backdrop has changed due to new technology, but often the result is the same. Families frightened by threats and abusive language that debt collectors ... Read more

Are Credit Card Companies Taking You To the Bank?
It's fast and convenient to use a credit card when buying something rather than having to have cash on hand or write a check. Of course, for that convenience, we're usually charged a fee - either by the credit card companies or the banks issuing the cards. Those fees are sometimes unexpected, high, ... Read more

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