Debt Collection

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Most individuals owe money to someone. It's hard to live in the modern age without incurring at least some debt. Debts don't usually die with the indi ... read more
Recent Articles
Avoid Default on Government Student Loans
The amount of student loan debt in the U.S. is close to $1 trillion. Student debt has passed up credit-card debt to become the second-largest category of consumer debt in the country. Only mortgage debt is higher. Due to the poor job market of the past few years, nearly one in six student loan borrowers ... Read more

Payday Loans Are Often Predatory
Financially strapped individuals turn to payday loans when they need cash between paychecks and have exhausted every other option. These borrowers are rarely eligible for other kinds of credit, and don’t want to borrow from family and friends. Each year, about 12 million borrowers take out payday loans. ... Read more

Request Your Free Credit Report Every Year
Your credit report is a record of all open accounts you have as well as your payment history with each of them. It also includes loans you've applied for and your criminal record, if you have one. If you file for bankruptcy, it will appear on your credit report. Three national companies keep these records, ... Read more

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Petitions for Contempt of Divorce Decree: How you Can Enforce the Agreement and Collect Attorney's Fees

There are not many areas of law where a client can recover his or her attorney's fees. However, filing contempt petitions to enforce an agreement that was part of a divorce decree, such as a Property ... Read more

FDCPA Class Action Settlement Gets Approved by the Court

A federal judge has approved a class action settlement against Collection Acquisition Company, LLC for violations of the Fair Debt Collection Practices Act. In Jackson v. Collection Acquisition Com ... Read more

Celebrating 800 Years of Magna Carta, The Bill of Rights' Ancestor

Magna Carta, the "Great Charter," celebrates its 800th Anniversary today. Drafted by the Archbishop of Canterbury, Stephen Langton, and a cadre of the most powerful barons of England, Magna ... Read more

Are late fees on top of late fees legal?

Q: Is it legal to keep charging late fees on top of late fees when everything else has been paid in full? I was charged a late fee and did not pay it. Now I am being charged a late fee each month fo ... Read more

WV Homeowners' Associations Held Subject to Consumer Credit Protection Act

In a recent case argued by Martin & Seibert, L.C., the West Virginia Supreme Court of Appeals examined the ability of a West Virginia Limited Expense Planned Community to assert a common law lie ... Read more

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