Warranty Law



A warranty is a promise made by a manufacturer or a seller of a product that guarantees some aspect of the product. In other words, it's a promise to stand by the product and to protect consumers against damages or injuries caused by defective products. Warranties can be express or implied. At the very least, consumers receive the basic protection of the implied warranty of merchantability and the implied warranty of fitness for a particular purpose. Consumer warranties are protected by federal law, the Magnuson-Moss Warranty Act. If you think that a manufacturer has committed a breach of warranty, please locate a defective product attorney to review your warranty law claim by using the Lawyers.comsm defective product lawyer directory. Access additional information below in our warranty law practice center.

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Warranty Law Articles
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Ask a Lawyer - Consumer Law questions answered by leading lawyers
Plenty of Blame to Go Around

A question about 2nd mortgages, HELOC's and credit union liability. We have a home valued at $165,000. We had a heloc at Credit Union A for $100,000 and wanted a higher loan limit. We went to Credit Union B for the higher limit heloc. Credit Union B granted heloc for $129,000. We payed off Credit Union A.

Later, we wanted to pay off credit cards that we charged up in the mean while. I noticed that Credit Union A still listed the $100,000 heloc on our virtual account on the web site, so we drew $35,000 out of this account to pay our credit cards.

After we did this (four months) we became worried that we were headed in the wrong direction, headed towards being upside down on the house and heloc's. We're thinking that the credit unions did something wrong by granting a limit that was too high.

Did either credit union do anything wrong or violate banking regulations by granting us $229,000 worth of credit on a $165,000 house? Is this an actionable problem? I have been unable to find an attorney that knows the answer. Thank you.

Calls to Collect A Payday Loan

I have a company calling me regarding a payday loan. The company calling me says they are: The Legal Dept of the Bureau of Criminal Identification. I want to know if this is a real company contacting me or are they simply trying to take my money. When I asked them for the cash advance company's phone number, they wouldn't give it to me. What do I do?

Does Power of Attorney Allow Me to Withdraw Funds?

My father passed way. He had a savings account which is in his name and mine. I also have power of attorney on this account. The bank is saying I cannot withdraw from this account, can you explain why.

Go immediately to the bank!

I just found out that the old company I worked for signed my name to 5 checks and deposited them.

Kicking off the Year with a Friendly Reminder.

I financed a car in my name for a friend because he had no credit. He was making the payments for a year and then he stopped. The car was repossessed and sold. Nissan sent me a bill for $14,000.00, which is the remaining balance. I paid it to save my credit, but he does not want to pay me back.

Is there any way I can get the money from him?


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