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Title and registration has correct VIN but contract has incorrect numbers, bank repo vehicle and refuse to return it, what are my rights?

1 Answers. Asked on Jun 28th, 2017 on Consumer Law - New York
More details to this question:
I purchased a vehicle from dealership and incorrect vin was entered on contract and bank repo vehicle because the other party has not made any payment. NY DMV has correct vin in the system but bank refuses to return the vehicle to me even though my account is not delinquent. This is the second time that it has repossessed because of the bank error.
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Answered on Jul 02nd, 2017 at 6:14 AM

Swapping VIN numbers is sometimes not an error, but a fraud on the bank about what car was sold.  Report the dealer to the DA in your county.  It could be you were defrauded.

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Consumer Law
Most--but not all--businesses act ethically and honestly. If a company fails to honor a product's warranty, or is violating the Fair Credit Reporting Act and Fair Debt Collection Practices Act, or refuses to replace a defective product under state lemon laws, you may need a strong advocate on your side. An attorney whose practice focuses on consumer law can work tirelessly to see that you are treated fairly and afforded all of the consumer rights and protections afforded to you under state and federal laws.
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