QUESTION

What’s the statute of limitation on a creditor?

Asked on Nov 07th, 2017 on Consumer Law - New Jersey
More details to this question:
I have a wage garnishment that goes back to 2012 and I have pressler and pressler coming after me for this. I’m looking to stop this cause I believe this to be false when this doesn’t even show up on my credit report cause if it did I would of taken care of this
1 ANSWERS
Answered on Nov 07th, 2017 at 11:19 AM
The statute of limitation on collecting a debt is 6 years in NJ. However, the statute of limitations on a judgment is 10 years however and that can be renewed. If they had a judgment against you since 2012, the time to have contested that expired within a year of the judgment if not sooner.
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